Man shooting with rifle at a target in shooting rangeDemocrat Insurance Scheme to Price the 2nd Amendment to Death

Fifty years after they tried to deny Americans the right to vote with a poll tax, Democrats have a plan to deny Americans the right to keep and bear arms.

Legislation introduced in Congress by Rep. Carolyn Maloney (D-N.Y.) would force Americans to buy liability insurance policies as a condition of owning a gun.

Her “Firearm Risk Protection Act” requires Americans to buy liability insurance coverage before they are allowed to buy a gun.

It imposes a fine of $10,000 for non-compliance.

The bill is insidious in its unwritten details.

Not only would forcing Americans to buy insurance price some out of exercising a constitutional right, those who can afford it would be restricted in its use.

Insurance carriers would likely place restrictions on gun ownership and use it as a condition of coverage. Americans would be forced to buy “lock up your safety” devices, something gun grabbers have been unable to enact as law.

Insurance carriers would also likely refuse to cover certain guns, such as AR-15s or guns with magazines that hold more than 10 rounds. This would, in effect, ban so-called “assault weapons,” “Saturday night specials” and other guns that gun grabbers have been unable to ban by law.

The bill would also let political activists at insurance companies enact nationwide bans on high capacity magazine, suppressors, folding stocks and other attachments that look scary to uneducated people.

The required insurance would also likely be denied to Americans who wish to carry their guns outside their homes either concealed or open, essentially outlawing concealed carry nationwide.

In effect, the bill repeals the Second Amendment without a vote of Congress, by subcontracting the job to insurance company executives who will buckle the first time political activists picket their office.

While the bill is unlikely to pass Congress, it will undoubtedly inspire copycat legislation in states across the country.

It’s already underway in Illinois. There, state Rep. Kenneth Dunkin is seeking to force gun owners to buy $1,000,000 in liability coverage, with one simple tweak to the state’s Firearm Owners Identification Card Act.

California, Massachusetts, Connecticut, D.C., Pennsylvania and New York have also introduced their own copies of Maloney’s “gun tax” legislation.

If passed, guns would essentially be illegal in four of the nation’s six largest states. Together, those six states and D.C. account for nearly a third of the nation’s population.

Even worse, forcing Americans to buy insurance as a requirement of gun ownership likely would not be overturned by a court.

The Supreme Court has repeatedly upheld background checks and other conditions as requirements for gun ownership. In its 2012 National Federation of Independent Business v. Sebelius decision on Obamacare, the Supreme Court ruled government can force Americans to buy insurance as an exercise of its taxing authority.

Unable to ban guns because Americans oppose the idea, liberals have found a new way to subvert popular will and impose their own ideas – by placing privately-owned companies under government control as a means of realizing social goals.

There’s a word for that, which begins with a “f” and ends with “acism.”